hello everybody as well as welcome to another episode of the sit representative you'' ve got all three people below today mike paul and also jim as well as addressing an inquiry that we obtained by means of email uh what is tricare versus va health care what'' s the distinction and also this is something that i really i wear'' t know anything regarding tricare other than the fact that there ' s tricare that it exists but became aware of it i understand plenty about va medical care yet tricare uh i understand absolutely nothing about as well as the very first question i'' m going to posture to the both of you can tricare and va be made use of together of course i mean tricare is simply one more healthcare option that solution participants get for relinquishing from active service or from nationwide guard and also reserve uh solution um it'' s much like or it ' s similar to if you have blue cross blue guard or you understand what have you so of course they can be used with each other jim i imply i recognize you you do it constantly yeah it'' s and you know you stay in a country area in some cases it benefits you to be able to go any place you require to at your benefit and not you understand when the doctor claims well i can'' t do it until if i'' m at a va center or near a va center i head in there as well as obtain my stuff done if i'' m out in town or perhaps i ' m on leave somewhere or whatever i might go see my exclusive physician yet i use them both and also once more at my convenience it'' s whatever matches me best they don'' t fight they wear'' t say with each various other i i wear'' t hear anything from either side i feel in one’s bones a bill makes money and i'' m not the individual paying it'yeah and it ' s pretty vital part of it i imply that'' s a really integral part of it because you recognize clearly you'' re a senior citizen you ' ve obtained tricare for life however you additionally have the capability as well as do utilize the ability of va health care and i think an additional important point um comparable to various other types of medical insurance is you know tricare is not spending for the listening devices you have correct i indicate if you need listening to help tricare is not paying for that is that right correct right tricare will certainly pay for my uh my hearing examination right they'' ll spend for my eye examination however it'' s approximately me to get those glasses or to obtain those hearing aids so wow that'' s why i involved the va and especially for those 2 things uh i don'' t pay anything for that ' s a great deal of'cash sure yes you ' re talking anywhere between four and eight thousand bucks nowadays for hearing aids geez and that does that'' s just to obtain them that doesn ' t matter alright they require to be readjusted you require you understand batteries right and as well as i assume the other point you understand tricare is a remarkable fantastic solution i imply a remarkable choice for a great deal of individuals as well as especially you got a family members right right as well as it'' s well deserved so that'' s your chance to have your family on your ha any wellness care plan that'' s not costing you or costing you extremely little uh as as far as costs and also and things along that nature um however yeah i would i would strongly urge any type of professional uh that if you'' re on tricare if you ' re a senior citizen from either as i claimed either active service or the garden reserves due to the fact that those people are eligible for tricare once they begin drawing their their armed forces pay at age 60 or if relying on the variety of deployments they had they can have up to four years deducted from age 60.
so when you'' re eligible and also'you ' re drawing your retired life pay as a guard or reservist then you'' re eligible likewise for tricare so a great deal of people after that decide into that but at the exact same time i would strongly motivate you to either utilize the va or proceed to use the va due to the fact that there are as jim discussed there are many choices that are available via the va that may not be as easily offered via a civilian service provider on tricare or will certainly cost you money using your tricare advantage i assume one of the large items too is tricare is an insurance coverage i suggest that'' s essentially what it is the va is medical care it ' s a benefit right it ' s something i ' ve gotten i ' ve made it uh as well as i don ' t have to stress regarding you recognize if i use tricare i ' m mosting likely to different areas for different points uh it ' s not one-stop purchasing like i get'it to be i go to the va if i ' ve reached be available in and also'my doctor states you know i need to get you an mri i ' m simply moving off right into another area of the health center and also obtaining it done whereas if i ' m out in town i see my private physician well let ' s do some physical therapy initially and after that let'' s do this and after that let ' s do i ' m mosting likely to locations all over the states often if not other places to get this job done and also i'' m wishing they ' re all interacting as well as essentially that must be taking place i recognize with the va they all it'' s a whole team strategy where everyone'' s talking to everybody so my doctor is chatting to the people with the mris as well as as well as anything else being done if i come in for an additional appointment they look and also claim oh i see you had an mri last week in x y as well as z this is what we'' re doing i like that that'' s why i make use of the va as much as i can due to the fact that i seem like they'' re all concerning me that'' s a that ' s a wonderful factor as well as i i would harp on that myself um you go midtown you you'' re right you you destroy an ankle or something you go downtown okay we require to get you an mri fine all right we'' ll someone will certainly offer you a phone call eventually to set up the mri uh you get the telephone call in a few days and well we obtained we got an opening on august 3rd you understand and okay that'' s three weeks away well that'' s when we have the next opening for an mri all right we'' re in the va you ' re right you'understand you need an mri they ' re on the computer system on the phone and also occasionally very same day you can actually stroll down the hallway or limp down the corridor if you tore up your rank and also uh and also you'' re getting your mri as well as your physician has the results that afternoon and afterwards he or she'' s on the phone with you stating oh yeah we'' re gon na need to do this we ' re gon na need to do that um it'' s that'quick as well as which ' s what i really as jim chatted regarding that ' s what i truly like now tricare is a wonderful advantage as jim spoke about it ' s insurance policy that your time as well as service your reta your retirement from solution has earned you and what i actually like about it as jim said also it covers your family so i wear'' t have to stress over a separate health care prepare for the remainder of my household they can be on they can be on tricare but it it'' s it ' s like any various other medical insurance that accepts it where do i have to go to get it all right now i need a specialized seek advice from as jim spoke about which might be clear across the state you understand the the closest individual that you need to see that handles this that takes tricare is in you recognize i don'' t understand remains in washington dc as well as you reside in delaware you know so it ' s like good so currently i got ta take a day out of job i'got ta drive up there i ' ve got ta pay to drive up there and and obtain this see this professional or what have you'where once again with the va i indicate you ' re mosting likely to the va and also also if you have to go to a various va to see a professional uh in our case up right here in the northeast you recognize boston has a great deal of the large specialized things and also in some cases you obtain referred up to boston yet the va is going to pay you for that travel they are mosting likely to reimburse you for you needing to take a trip from your typical va clinical facility to another medical center to get treatment so so essentially what i'' m hearing from you individuals is i mean it'' s not like tricare is way much better it ' s not like va medical care is way better they both have their benefits they can function together you can use both there ' s absolutely no problem with utilizing both and also i believe the last point i'' ll state is you know with tricare it'' s an acquired carrier like there is no like government tricare the government contracts bent on different health treatment suppliers that after that give the service so my factor to that is that someone who'' s a retired person living in albuquerque brand-new mexico will certainly have a different taste of tricare than a person living you understand in hartford connecticut uh because various service providers quote on that particular agreement in different parts of the nation so they give somewhat different plans maybe slightly different bundles you understand and also and jim you can absolutely chat even more about this than than i can because you'' ve experienced this yep well and also like i say it'' s it'' s it ' s much like when you ' re you ' re exercising around and also and their business you'' re with chosen to transform health insurance plan that year well tricare goes via the exact same point as you stated they you understand an additional service provider said i'' m bidding process on it as well as they win so now whoever your last supplier is is is new so now the service provider or the pcp you'' ve been mosting likely to for the last 5 years may no more remain in your network which transforms points considerably and also once again i go back to when i go to the va i may not see my very same provider regularly due to the fact that they transferred to yet i recognize what i'' m entering into every time i go to that va i recognize where i'' m going i'recognize what i ' ve obtained to get done as well as i know that ' s going to do it as well as i believe the other point that ' s important here as well is you ' re on holiday in san diego when something turns up you can enter into the va medical facility at san diego and also it'' s still va healthcare the like va health care you'' re obtaining in once again hartford connecticut or you know tallahassee florida it'' s va healthcare um where you'' re'right um there ' s no such thing as out of network as well as all that sort of stuff uh when it comes to va healthcare you'' re enrolled you ' re registered um as well as you you show up at a clinical facility and you require a prescription whatever you need emergency services due to the fact that you'' re vacationing as well as you dropped or something um you know you'' re not concerned concerning are they in my network are they not on my network what'' s the co-pay for emergency situation solutions here in oklahoma versus my copay for emergency situation solutions in massachusetts whatever um which is is a normal noncombatant healthcare strategy which fundamentally that'' s what tricare'makes sure it ' s not that a lot various than state blue cross blue shield or human mana or you understand right who are the contractors occasionally i think today we have humana that'' s this yeah various other people i'' ve listened to have martin ' s point you recognize so there'' s different health and wellness treatment suppliers that bid on tricare contracts intriguing well i learned a few things today uh yet there you have it people a bit of info concerning tricare versus va health care which one is better for you make the selection yet you can benefit from both of them at the very same time so there you go uh to all you out there that are seeing right currently struck that like button hit that subscribe switch follow us make sure you wear'' t miss out on an episode in the future and for all those that are offering in the army uh previous or existing thanks for your solution you have inquiries regarding your va benefits as well as the sitrep has the solutions visit any of our four youtube playlists that especially cover va health care va special needs va home mortgage as well as specialty subjects select from any one of our playlists and attach with the advantages you earned and also deserve
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