[Songs] hi every person and welcome to another edition of cck live my name is christian mctarnigan and i'' m joined by mike lastrido and bethany cook as well as today we intend to speak with you regarding some added benefits that you might not recognize about that you might be entitled to in addition to your you understand monthly disability benefits at your portion degree of impairment um so va uses a range of advantages and also assistant programs support programs to veterans of the us military you know as i mentioned some of them are settlement benefits unemployability benefits tdiu you understand i think that we have a great deal of info on our internet site regarding those kinds of specials needs however there are a variety of lesser-known va advantages um that all professionals must understand that can potentially provide extra support so we'' re just gon na sort of go via these one at a time some of them could take a little longer than others and afterwards we have a few fast hits at the end but bethany you want to take us away sure so the first one we'' re going to speak about is survivor benefit that are available to professionals and their families so we have a few other facebook live videos in which we discuss settlement advantages readily available to uh making it through dependents after a veteran passes away uh however there are a couple of other uh unique advantages that might be available also so um the initial benefit is veterans burial as well as funeral service expenses it'' s feasible to apply for reimbursement if you are the individual that paid those costs and also those kinds are readily available on va'' s web site that you can use to apply for those in addition it'' s possible to request a u.s flag to be curtained over a professional'' s test along with a governmental memorial certificate to recognize the professional solution there are a few various other uh advantages available that you can request to recognize a veteran besides the governmental memorial certificate it'' s likewise feasible to request and also get for instance a grave a headstone a specific niche marker as well as a government medallion certain needs have actually to be fulfilled to be qualified for every one of these advantages for example if an expert had a wrong discharge after that however none of these benefits are readily available however if you the veteran does fulfill the qualification requirements you can get the details on exactly how to get these benefits on the va'' s web site and it is essential to recognize that a great deal of these advantages are time delicate in regards to applying so you wish to make certain that you satisfy any deadlines which is normally a specific amount of time after the expert dies to request them yeah and bethany along with those advantages another classification of benefits that i think are mosting likely to wish to to highlight here entail advantages for non-college degree programs or certificates or training really in enhancement to getting debts that a professional can make use of in the direction of an university level there are a whole host of various other you know non-college degree programs as well as certifications that the gi costs provides several of these occupation training as well as certificate programs include things like hvac repair truck driving certifications emergency situation medical training certifications probably a veteran wants coming to be a barber or a hairstylist those type of trainings as well as certifications are all supplied within the gi bill so absolutely something for an expert who intends to receive some added training as well as a certificate yet doesn'' t wish to go the university path may wish to examine in too due to the fact that those programs as well as certifications do exist again this benefit i believe is actually helpful for professionals who potentially want to alter careers additionally and also so i believe these occupation programs and also certificates are handy for maybe veterans who started in one field and also intend to now pursue something a little different other non-college level programs are readily available through what'' s referred to as the vet tech program the veterinarian tech or the veteran work with technology education and learning courses program uses sped up training in coding boot camps something that'' s i believe you understand very popular currently and also possibly will be continued into the future or actually comparable info scientific research programs or software program training programs that veterans can make use of furthermore there are cost-free i.t accreditations available to veterans and once more i believe these are all simply different paths and methods that veterans can explore benefits that they can explore you understand should they choose to get added training certifications or transform occupation paths and also i believe it'' s actually vital to keep in mind that in enhancement to you understand the expert capitalizing on several of the programs that you simply discussed mike there are likewise methods as well as also advantages for the dependancy of professionals so members of your family members who are dependents if you'' re eligible for reliant instructional aid which is sometimes described as chapter 35 benefits va can authorize unique corrective training that would help the reliance of a professional to overcome or reduce the effects of a physical or psychological special needs so they can function in the direction of their instructional training objective um it has to be so there are as whatever in va and also i know bethany spoke a little regarding there are policies um qualification needs to be established by a psychologist that after looking and functioning with an occupation rehabilitation panel can suggest these restorative training courses as well as they can aid with speech and also voice improvement language retention lip analysis acoustic training and additionally va can approve unique trade training to help dependents get over a physical and mental handicap um therefore you know the thing that'' s truly great about a few of these advantages and also i think the reason we wished to talk with everybody about it today is it'' s not simply always for the expert it can additionally be for professionals dependents as well yeah and also there'' s additionally financial assistance readily available to both experts as well as their dependents for schooling for instance there are educational scholarships offered for dependents of impaired veterans there'' s a structure called the fold of honor structure which offers 2 instructional scholarship programs for the dependents of disabled experts so the first scholarship the youngsters'' s fund scholarship offers k-12 trainees as well as the second scholarship um the greater education and learning scholarship serves those seeking a first bachelor'' s degree or accreditation at a post-secondary establishment so both of these scholarships are based on unmet requirement meaning they'' re demand based so in order when looking for them you require do require to demonstrate your qualification by submitting paperwork by the awardee um showing that you uh do meet the the demand demands uh as well as these scholarships can be valued approximately 5 000 dollars per dependent per academic year and also you can utilize the funds to cover a range of things including tuition fees books space and board attires and so on and uh so that'' s a need-based scholarship offered to reliant uh sorry to veterans dependents um yet there'' s likewise monetary help readily available to professionals um lately um the pupil loan forgiveness appeared to experts so there'' s a program called the impaired professional trainee car loan forgiveness program which essentially discharges the government pupil funding financial obligation of certified experts to be eligible uh for the trainee loan forgiveness professionals do have to have either a 100 scheduler score uh or an overall impairment rating based on private unemployability uh as well as be considered completely and also entirely impaired uh as well as for payment functions um so this is in fact a quite recent program i assume it'' s been offered to all veterans uh rated at 100 or in invoice of tdiu and long-term and also totally disabled uh for the past pair years um however the division of education and learning and also the va was getting to out to veterans who qualify straight yet you can likewise fill in an application online if you'' re eligible in order to submit for the trainee finance debts to be forgiven an additional non-compensation related benefit that experts must explore entails va pension advantages as well as these advantages are financial advantages usually for experts over the age of 65 generally earnings driven these pension plans are not particularly granted to cover the cost of something such as an assisted living center however the funds can be made use of nonetheless the expert sees in shape so they can be used to aid experts in sophisticated age with those kind of expenses and also requires if the veteran isn'' t yet in a nursing home the funds can be utilized for solutions like house treatment help adult day care centers anything like that that an expert may require over a specific age you recognize and those funds can certainly be helpful for that objective the standard pension is awarded like i stated to professionals over the age of 65 but it is specified upon economic uh or revenue driven i should state basically low-income thresholds are set professionals must fulfill those special needs as well as if they do after that va pension plan benefits can be offered to them help in participation is one more advantage that we handle right here we see in a whole lot of our veterans it'' s an essence what'' s called an unique regular monthly compensation benefit smc advantage um as well as aid present really can help cover the cost of daily living so maybe you know a veteran needs the help and also participation of an additional individual to off-and-on help with tasks of day-to-day living this advantage can aid with at expense these are advantages that are not immediately granted they have to be requested and also so veterans can contact either their va pension monitoring center or the nearest va regional advantage facility for support and guidelines on where to file and mail an application for those benefits professionals can use face to face or online therefore integrated with each other those 2 extra advantages actually can be handy for professionals that need you recognize some additional help whether it be you understand in a nursing home kind setting or in the house as well as they require some fundamental present and along with all these advantages we'' ve been speaking about um you likewise obtain assist with preparing your taxes which is something that we need to do yearly so experts and their family members actually have uh accessibility to totally free tax obligation prep services with the volunteer earnings tax obligation assistance workplaces on the army on an armed forces base you understand that'' s a program where irs certified volunteers provide complimentary fundamental revenue tax obligation return preparation um it can even help you electronically submit if you are qualified to do that you recognize things one of the benefits of using someone in this aid office is that they recognize several of the challenging nature of military-related tax issues also you know there are tax preparation solutions such as turbo tax that provides a cost-free online rs irs submitting program if you'' re a handicapped expert with an adjusted gross earnings of 36 000 dollars 36 thousand bucks a year or less or you certify for the made earnings tax obligation credit to make sure that'' s absolutely something you know veterans should capitalize on and also one more essential benefit readily available to experts and their family members are a selection of life insurance coverage choices via the service participants and also experts group life insurance program so this program provides a selection of life insurance policy alternatives as well as competitive premium rates some instances of the sorts of insurance policy readily available consist of the service members group life insurance policy relative solution participants group life insurance policy which gives coverage for partner and dependent children who depend on an expert for financial backing along with terrible injury security which offers temporary financial backing to assist experts recuperate from a severe injury there are a couple of others too not an exhaustive list yet there'' s also the veterans group life insurance which provides group life insurance coverage after leaving the military service along with service disabled veterans insurance coverage which gives coverage to experts handicapped due to an injury or ailment created or intensified by their energetic responsibility service along with the experts home loan life insurance policy program which offers coverage to veterans with a serious service linked impairment for a home that has been adjusted to satisfy their requirements so once again there are particular demands that need to be met to be eligible for every of these life insurance alternatives so if you you believe either of this any of this relates to you are interested um you can locate details concerning the demands as well as how to use uh on va'' s website and also and finally a few various other sort of miscellaneous benefits that i think are essential to speak concerning below today entails both commissary privileges and also disabled professional choices for federal jobs um beginning with commissary advantages these opportunities are truly readily available now for you recognize experts to go in individual or online for any service attached veterans specifically with a rating of zero to 100 percent effective january 1st 2020 um to make sure that can be really handy for experts who intend to go and also benefit from those benefits as well as the 2nd type of assorted benefit or um benefit will i say that we wish to discuss today are preferences for handicapped professionals when looking for government work therefore veterans might be eligible to get either what'' s called a no 5 or a 10 factor government employing choice in competitive appointments um therefore you recognize an expert might relate to a government setting and obtain a little an increase either you recognize a no 5 or 10 factor increase on the range the hiring scale when applying to particular settings experts might additionally be thought about for unique non-competitive appointments which they are only permitted um you recognize those advantages under eligible regulation um so those are things to look right into if experts have an interest in operating in some kind of government capacity uh ultimately to kind of close it out i think one point that we wish to state also is just that along with every one of the benefits that we talked about today and various other advantages that exist on sort of a national government degree it has an entire host a range of advantages provided to impaired experts and even just veterans generally as well as so these they truly uh vary commonly and they'' re various state by state so i would really motivate any expert that'' s interested to seek out their own state regulations and regulations as well as benefits that are offered and also see if there'' s anything that they can make the most of terrific many thanks mike so um i think that'' s all we have for you today thanks a lot for joining us and to find out more regarding these and other experts advantages please make sure to inspect out our blog site as well as our various other youtube videos likewise don'' t 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